Short answer: Furnished Finder costs $199 a year per listing and takes no commission, but you arrange the rental and collect the rent yourself. Airbnb handles booking and payment, and most hosts pay 15.5% of each booking. You can list on both. In Kansas City, Missouri, set a 31-night minimum on monthly listings so stays fall outside the city's short-term rules.
The two platforms side by side
| Furnished Finder | Airbnb monthly stays | |
|---|---|---|
| Cost to you | $199 a year per listing, plus any tax | Service fee taken from each payout, 15.5% for most hosts |
| Commission on rent | None, you keep 100% | Included in the service fee |
| How guests reach you | They contact you directly | They book through Airbnb |
| Who collects rent | You, with an optional online payment tool | Airbnb, first month upfront and then monthly |
| Rental agreement | Yours to arrange, with a state-specific template tool | Booking runs under Airbnb's terms and your long-stay cancellation policy |
| Stay length | 30 days or longer | Any length you allow, with monthly pricing at 28 nights |
Furnished Finder's pricing page adds two costs that may apply: $149 for each extra unit at the same address and an optional $99 listing setup. It describes itself as a marketplace, so landlords set their own rates, screen inquiries and manage their own agreements.
Airbnb is moving hosts to a single service fee taken entirely from the host's payout. Most hosts pay 15.5%, and it is mandatory for hosts who use property management software. Some hosts are still on the older split fee of about 3%, which is being phased out. That help page lists no separate rate for monthly stays, so check the payout preview on your own listing.
What the fee looks like on a three-month stay
Take a home rented at $3,000 a month for three months, or $9,000 in rent. This is arithmetic, not a revenue estimate.
On Airbnb at 15.5%, the service fee is $1,395. On Furnished Finder, the listing costs $199 for the year however many stays you book.
The gap is large, and the fee pays for work you would otherwise do. On Furnished Finder, you answer the inquiries, run the screening, sign the agreement, take the deposit and follow up if rent is late. Airbnb charges the guest and sends your payouts on a monthly schedule, with the first one usually released the business day after check-in.
When each one fits
Furnished Finder fits an owner who wants a nurse or other traveling professional and is comfortable running the paperwork. The site says its tenants include healthcare workers, corporate travelers, relocating families, military members and students. It also recommends landlord insurance and sells an optional damage plan, so price those in. Our travel nurse guide covers what these guests look for.
Airbnb fits an owner who wants the platform to handle payment and cancellations. You turn on monthly stays in your availability settings and can add a monthly discount. You also pick a long-term cancellation policy. Under the Firm option, a guest who cancels less than 30 days before check-in still owes for 30 nights, or for every remaining night if fewer than 30 are left.
Running both gets you in front of more guests. The catch is the calendar: when one platform books, block those dates on the other the same day.
The 28-night problem in Kansas City
Airbnb treats 28 nights as a monthly stay. Kansas City, Missouri does not. The city's short-term rental tax FAQ calls a guest transient when the stay is 30 days or fewer, and those stays owe the 7.5% tax and the $3 per room night fee. Stays longer than 30 days don't, and the city asks for a regular business license on those rentals instead.
Zoning follows a similar line. The city's ban on non-resident rentals in residential zones covers stays under 30 nights, so a 28-night booking on Airbnb can put you on the wrong side of it. Set your minimum to 31 nights and both questions go away. Airbnb lets you change minimum nights in the same settings. Our Kansas City owner's guide explains the zoning rules.
Other cities draw the line elsewhere. Kansas limits its transient guest tax to stays of 28 days or fewer, and our metro tax guide has the rates. Leawood and Lee's Summit have limits of their own, so read your city's rule before you set the number.
Where we come in
We list furnished homes on both Furnished Finder and Airbnb, screen each guest, handle move-in and checkout, clean and inspect between stays, coordinate repairs and send a monthly owner statement. Our standard fee is 15%, and we reply to every inquiry within one day. Our mid-term rental page has the details.
