Owner guide · November 10, 2026

Furnished Finder vs Airbnb monthly stays: where to list

Fees, payment, screening and the Kansas City minimum stay, compared for owners of furnished rentals.

Furnished Finder vs Airbnb monthly stays: where to list
Photo: Chelsea Emuakhagbon, CC BY-SA 4.0

Short answer: Furnished Finder costs $199 a year per listing and takes no commission, but you arrange the rental and collect the rent yourself. Airbnb handles booking and payment, and most hosts pay 15.5% of each booking. You can list on both. In Kansas City, Missouri, set a 31-night minimum on monthly listings so stays fall outside the city's short-term rules.

The two platforms side by side

Furnished FinderAirbnb monthly stays
Cost to you$199 a year per listing, plus any taxService fee taken from each payout, 15.5% for most hosts
Commission on rentNone, you keep 100%Included in the service fee
How guests reach youThey contact you directlyThey book through Airbnb
Who collects rentYou, with an optional online payment toolAirbnb, first month upfront and then monthly
Rental agreementYours to arrange, with a state-specific template toolBooking runs under Airbnb's terms and your long-stay cancellation policy
Stay length30 days or longerAny length you allow, with monthly pricing at 28 nights

Furnished Finder's pricing page adds two costs that may apply: $149 for each extra unit at the same address and an optional $99 listing setup. It describes itself as a marketplace, so landlords set their own rates, screen inquiries and manage their own agreements.

Airbnb is moving hosts to a single service fee taken entirely from the host's payout. Most hosts pay 15.5%, and it is mandatory for hosts who use property management software. Some hosts are still on the older split fee of about 3%, which is being phased out. That help page lists no separate rate for monthly stays, so check the payout preview on your own listing.

What the fee looks like on a three-month stay

Take a home rented at $3,000 a month for three months, or $9,000 in rent. This is arithmetic, not a revenue estimate.

On Airbnb at 15.5%, the service fee is $1,395. On Furnished Finder, the listing costs $199 for the year however many stays you book.

The gap is large, and the fee pays for work you would otherwise do. On Furnished Finder, you answer the inquiries, run the screening, sign the agreement, take the deposit and follow up if rent is late. Airbnb charges the guest and sends your payouts on a monthly schedule, with the first one usually released the business day after check-in.

When each one fits

Furnished Finder fits an owner who wants a nurse or other traveling professional and is comfortable running the paperwork. The site says its tenants include healthcare workers, corporate travelers, relocating families, military members and students. It also recommends landlord insurance and sells an optional damage plan, so price those in. Our travel nurse guide covers what these guests look for.

Airbnb fits an owner who wants the platform to handle payment and cancellations. You turn on monthly stays in your availability settings and can add a monthly discount. You also pick a long-term cancellation policy. Under the Firm option, a guest who cancels less than 30 days before check-in still owes for 30 nights, or for every remaining night if fewer than 30 are left.

Running both gets you in front of more guests. The catch is the calendar: when one platform books, block those dates on the other the same day.

The 28-night problem in Kansas City

Airbnb treats 28 nights as a monthly stay. Kansas City, Missouri does not. The city's short-term rental tax FAQ calls a guest transient when the stay is 30 days or fewer, and those stays owe the 7.5% tax and the $3 per room night fee. Stays longer than 30 days don't, and the city asks for a regular business license on those rentals instead.

Zoning follows a similar line. The city's ban on non-resident rentals in residential zones covers stays under 30 nights, so a 28-night booking on Airbnb can put you on the wrong side of it. Set your minimum to 31 nights and both questions go away. Airbnb lets you change minimum nights in the same settings. Our Kansas City owner's guide explains the zoning rules.

Other cities draw the line elsewhere. Kansas limits its transient guest tax to stays of 28 days or fewer, and our metro tax guide has the rates. Leawood and Lee's Summit have limits of their own, so read your city's rule before you set the number.

Where we come in

We list furnished homes on both Furnished Finder and Airbnb, screen each guest, handle move-in and checkout, clean and inspect between stays, coordinate repairs and send a monthly owner statement. Our standard fee is 15%, and we reply to every inquiry within one day. Our mid-term rental page has the details.

Common questions

Is Furnished Finder cheaper than Airbnb for a monthly rental?

In platform fees, usually yes. Furnished Finder costs $199 a year per listing with no commission. Airbnb takes a share of each booking, 15.5% for most hosts. You do more of the work yourself on Furnished Finder.

Can I list the same home on Furnished Finder and Airbnb?

Yes, as long as you keep the calendars matched. Block booked dates on the other platform the same day so you don't double book.

What minimum stay should I set in Kansas City, Missouri?

Set 31 nights. The city treats a stay of 30 days or fewer as transient for tax purposes, and its ban on non-resident rentals in residential zones covers stays under 30 nights. Airbnb's monthly pricing starts at 28 nights, which is too short for either rule.

Does Furnished Finder collect rent for me?

It offers an optional online rent payment tool, but rentals are arranged directly between you and the tenant. Furnished Finder takes no commission and isn't the party to your agreement.

Sources

  1. Pricing page
  2. Describes itself
  3. Single service fee
  4. Payouts on a monthly schedule
  5. Monthly stays
  6. Long-term cancellation policy
  7. Short-term rental tax FAQ

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